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Crédito:

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Aval:

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Créditos sin aval

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Crédito - Aval

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En otras palabras, el aval se originó como un tipo de contrato creado en Londres, con el objetivo principal de otorgar una forma de garantía a las letras de cambio.  En general se emite a favor de un tercero, que es el beneficiario, y que será quien recibirá el correspondiente pago en el caso de que el avalado no cumpla. El garante que queda así obligado por el aval, pasa a llamarse avalista, y el deudor del beneficiario se conoce como avalado.

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